Official Government Sources
Everything we explain on this site comes from publicly available federal government information. Here are the primary sources, linked directly, so you can read the original documentation.
We link to official .gov domains only. These are primary sources, not third-party summaries. If anything on our site conflicts with the current version of these documents, the official source takes precedence.
Healthcare.gov
The federal marketplace for health insurance plans. Run by the Centers for Medicare and Medicaid Services. This is the primary enrollment platform for most states.
Plan Finder Tool
Browse and compare available plans in your area. Enter your ZIP code and household information to see plans with premium estimates.
healthcare.gov/see-plansSubsidy Estimator
Estimate your premium tax credit before you apply. Enter household size and estimated income to see what financial help may be available.
healthcare.gov/lower-costsGlossary of Terms
Official definitions of insurance terminology including deductible, coinsurance, copayment, out-of-pocket maximum, and all metal tier definitions.
healthcare.gov/glossarySelf-Employed Coverage Guide
Healthcare.gov's specific guidance for self-employed individuals, including how to report income and what counts as qualifying coverage.
healthcare.gov/self-employedIRS Publications
The Internal Revenue Service administers the tax credit and HSA rules. These publications contain the definitive regulatory guidance on subsidy reconciliation and HSA eligibility.
Publication 969: HSAs and HDHPs
The authoritative IRS document on Health Savings Accounts. Covers contribution limits, qualified expenses, how to open an account, and the HDHP requirements.
irs.gov/publications/p969Form 8962: Premium Tax Credit
The tax form used to calculate and reconcile your premium tax credit. The instructions explain the exact calculation methodology in regulatory detail.
irs.gov/forms-pubs/about-form-8962Self-Employed Health Insurance Deduction
IRS guidance on deducting health insurance premiums as a self-employed individual, including the interaction with the premium tax credit.
irs.gov/publications/p535Federal Poverty Level and Medicaid
Subsidy eligibility is tied to the federal poverty level published annually by the Department of Health and Human Services. Medicaid eligibility is administered state by state.
HHS Poverty Guidelines
The current federal poverty level guidelines published by the Department of Health and Human Services. Updated annually and used to determine marketplace subsidy eligibility.
aspe.hhs.gov/poverty-guidelinesMedicaid.gov
The federal Medicaid resource, including state-by-state eligibility information and coverage details. Medicaid has year-round enrollment unlike marketplace plans.
medicaid.gov