What Are Cookies
Cookies are small text files placed on your device (computer, tablet, or mobile phone) by websites you visit. They are widely used to make websites work, improve efficiency, and provide information to website operators. Cookies are not programs and cannot carry viruses or install software on your device.
When you visit puxohu-miwuli.info, your browser may store one or more cookies associated with our domain. Some cookies are essential to the site's operation. Others are optional and activated only when you provide consent through our cookie preference banner.
This Cookie Policy explains in plain language what cookies we use, why we use them, and how you can control them. It should be read alongside our Privacy Policy, which provides broader context about how we handle personal information.
How We Use Cookies
ClearCoverage uses cookies for limited, specific purposes. We do not use cookies for advertising. We do not use cookies to build profiles of individual users. We do not share cookie data with third-party advertisers or data brokers.
Our use of cookies is limited to: remembering your cookie consent preferences so we don't show you the consent banner on every page, collecting aggregated and anonymized analytics data about how visitors use our educational content, and storing minor interface preferences you may set during your visit.
We review our cookie use periodically and remove cookies that no longer serve a clear purpose.
Types of Cookies We Use
We categorize our cookies by their function and the legal basis for their use. The categories below reflect the choices available in our cookie consent banner.
Strictly Necessary Cookies
Legal basis: Legitimate interest / operational necessity. These cookies cannot be disabled through our consent banner.
pmw_consent — This cookie stores your cookie preference selections (which categories you have accepted or declined). It expires after 365 days. Without this cookie, we would display the consent banner on every page visit. This cookie contains only your preference selections, not any personal information about you.
Strictly necessary cookies do not collect information that could be used to identify you individually. They are limited to technical functions required to operate the site as described.
Analytics Cookies
Legal basis: Consent. These cookies are only placed if you accept the Analytics category in our consent banner.
Analytics cookies help us understand how visitors interact with our site. This includes which pages are visited most frequently, how long visitors spend on different sections, what navigation paths are common, and where visitors come from. All data collected through analytics cookies is aggregated and anonymized before we review it.
We use analytics data to identify which educational content is most useful, where explanations may be unclear, and how to improve the overall experience for self-employed people researching health insurance options. We do not use analytics data to identify individual visitors or create personal profiles.
Analytics cookies typically expire within 30 days of your visit, though session cookies expire when you close your browser.
Preference Cookies
Legal basis: Consent. These cookies are only placed if you accept the Preferences category in our consent banner.
Preference cookies remember settings you configure during your visit to make subsequent visits more convenient. This may include display settings or navigation state. Preference cookies do not collect personal information and do not track your activity across other websites.
Declining preference cookies will not prevent you from accessing any content on this site. The site functions fully without preference cookies; they exist only for convenience.
Third-Party Cookies
Our site does not directly set third-party advertising or tracking cookies. However, certain third-party services embedded in our site may set their own cookies:
Google Maps (Contact page only): The Google Maps iframe embedded on our Contact page may set cookies from Google's domain. These are governed by Google's own cookie and privacy policies. You can view Google's cookie information at google.com/policies/privacy. Google Maps cookies are loaded when you visit the Contact page.
Google Fonts / Cloudflare CDN: Font and icon library assets are loaded from external CDN servers. These requests may result in session-level cookies or connection identifiers set by those services. We do not control these and they are not used for tracking purposes by us.
We do not integrate with any advertising networks, social media platforms, or retargeting services. No third-party advertising cookies are placed through our site.
Managing Cookies
You have several options for managing cookies:
Through our consent banner: When you first visit the site, our split-panel consent banner allows you to accept or decline specific cookie categories. You can change these preferences at any time by clearing the pmw_consent cookie from your browser, which will cause the banner to reappear on your next visit.
Through your browser settings: All major browsers allow you to view, manage, and delete cookies. Instructions vary by browser. Common browsers include settings under Privacy, Security, or History that allow cookie management. Deleting all cookies will log you out of any websites where you are signed in and may reset your preferences on other sites.
Browser-specific guidance: Chrome users can manage cookies at chrome://settings/cookies. Firefox users can find cookie settings at about:preferences#privacy. Safari users can manage cookies under Preferences > Privacy. Edge users can find cookie settings at edge://settings/privacy.
Disabling all cookies may affect your experience on this and other websites. The strictly necessary cookie described above is required for the consent banner to function correctly.
Your Consent and US Law
In the United States, cookie consent requirements are addressed through various state privacy laws including the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), the Virginia Consumer Data Protection Act (VCDPA), and the Colorado Privacy Act (CPA), among others. Federal regulations applicable to certain sectors may also apply.
Our consent banner provides you with meaningful choices about non-essential cookies. We honor your selections and do not deploy non-essential cookies without your affirmative consent. Strictly necessary cookies are deployed without consent as they are required for the site to function.
We do not engage in the "sale" of personal information as defined by CCPA/CPRA. Cookie data is not shared with third parties for their independent marketing purposes.
Policy Updates
This Cookie Policy may be updated to reflect changes in our practices, new cookies introduced to the site, or changes in applicable law. When we update this policy, we will revise the "Last Updated" date at the top of this page. If changes are material, we may also display a notice on the site.
We encourage you to review this page periodically. Your continued use of the site after changes are posted constitutes your acknowledgment of the updated policy.
Contact Us
If you have questions about our use of cookies or wish to exercise any rights related to cookie data, please contact us:
Email: [email protected]
Phone: +1 513-729-1999
Address: ClearCoverage, 635 W 7th St UNIT 401, Cincinnati, OH